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April 2016

Found 9 blog entries for April 2016.


Common terms that will come up throughout your buying process...

APPRAISAL: An independent expert contracted by your creditor to give an estimate of the value of your home. Do not confuse this with a home inspection.

CONSUMMATION: The final step in property purchase where the title is transferred from the seller to the buyer

CONTINGENCY: A contingency clause gives parties the right to back out of the contract under certain circumstances (i.e. home sale contingency, home inspection, property owners, or condo contingency, etc.

EARNEST MONEY DEPOSIT: Money put down by a potential buyer to show that they are serious about purchasing the home. It can become part of the down payment when the offer is accepted.


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Home Renovations: Is The Juice Worth The Squeeze?

A Report By The National Association Of Realtors (NAR)  looked at the reasons that homeowners take on home renovations, and also surveyed realtor's opinions of the value and appeal of home renovation projects!

“Remodeling projects can greatly improve both the value of and satisfaction with one’s home, which are great things no matter the reason for a project,” said Judy Mozen, President of the National Association of the Remodeling Industry. “This report highlights the best projects to consider in either situation and showcases just how much of a difference a good and professional remodel can make in real numbers.”

Here Are Your Top Ranked Projects:

  Source: 2015 Remodeling Impact Report…
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 Enjoy this fun DIY that will leave your closets and drawers smelling wonderful !



  • fabric scraps

  • needle

  • thread

  • rice

  • your favorite dried flowers or spices

  • essential oil

  • ribbons

  • scissors

  • pinking shears

  • clear nail polish


Learn more about the PerfectHouse team by clicking here!



Step one: Choose your fabric and start by making a pouch. Fold over a rectangular piece of fabric so the pattern is on the inside. Sew the two outer sides together. Use whatever stitch you want as long as it’s going to hold! If you’re not a strong sewer, fabric repair adhesive works well too. Just go light on the application; the adhesive

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Secrets Creditors and Agents Do Not Want You To know...

We may not be making many friends with this blog post but we hope that knowing the TRUTH will save you money and make you a smarter homeowner. 

Today we're sharing with you a few inside secrets about mortgages:

  • Most home loans are conforming, government backed loans with exactly the same guidelines from creditor to creditor, whether you are looking into a 3% Down Fannie Mae, a VA Loan or an FHA backed conforming loan. If any agent or creditor says they can do things others can't with qualifications and guidelines, you are most likely being misled!
  • Your Credit Score Will impact the final rate and terms, lending in today's Hampton Roads market is not a one size fits all proposition. An
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2 Tbsp. butter
1/2 yellow onion, thinly sliced
1/2 red pepper, sliced into strips
2 cups spinach
1 1/2 cups frozen hash browns
1/2 cup shredded cheddar cheese
Salt and pepper to taste
Chipotle sour cream (optional for garnish)
Chopped scallions (optional for garnish)


Questions About Real Estate? Click Here To Learn About The PerfectHouse Team!



Take your hash browns out of the freezer to allow them to begin to thaw.

In an eight inch nonstick pan, melt one Tbsp. of butter on medium heat and add onions, occasionally stirring. Allow to cook until they have softened and begin to brown. Add the peppers, stir, and salt to taste. Cook until they begin to soften. Add the spinach and allow it to wilt for a

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Bob has been an active & dedicated Realtor in Hampton Roads for 20+ years. To ensure his clients receive the best representation possible, Bob has furthered is education and real estate knowledge by obtaining his Associate Brokers License As Well As Other Designations!

If you are searching for a realtor, you want to know that your realtor has your best interests at heart! Here is what past clients had to say about Bob:

" Mr. Barnum was a pleasure to work with through the entire process. He went above and beyond to ensure everything went smoothly until the very end. I will and I have referred him to other people who are thinking about selling their house or looking to buy. On a scale of 1 to 10 he would be a 15. "          - Charlie G.
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This Is Such A Fun Craft That You And Your Kids Will Use For Years!

Glow in the Dark Checker Set 


  • (1) 1,000-piece bag of glow in the dark pony beads
  • (1) 12-cup non-stick muffin pan
  • (1) 20-inch wide straw beach mat
  • Ruler
  • Pencil
  • Masking tape
  • Paint brush
  • Assorted glow in the dark acrylic paints

Need Real Estate Advise? Click Here To Search Properties Or Contact The PerfectHouse Team TODAY!



1. Use the pony beads to make the checker pieces. Divide them into 2 groups of 3 colors each to create a set of 12 checkers for each player. Pink, blue, and orange for one team and green, yellow, and white for the other team.  

2. Fill each cup of the muffin pan with a single layer of

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Makes 12

1 lb ground beef
1 egg
½ Tbsp. kosher salt
½ Tbsp. freshly ground black pepper
1 Tbsp. garlic powder
¼ cup grated parmesan
2 tablespoons chopped basil
1 Tbsp. canola oil
1 cup marinara sauce
1 package dinner rolls, sheet of 12 rolls left intact (not pulled apart)
6 slices mozzarella cheese
4 Tbsp. melted unsalted butter
2 Tbsp. chopped garlic
2 Tbsp. chopped basil
2 Tbsp. grated parmesan


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1. Preheat the oven to 350° F.

2. In a large bowl, combine the ground beef, egg, salt, pepper, garlic powder, parmesan, and chopped basil until thoroughly mixed. Take a golf ball-sized amount of the beef mixture and roll it into a ball. Repeat with the rest of

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