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January 2016

Found 5 blog entries for January 2016.

Bob Barnum is an agent that you want on your side when you are selling your home! Bob does his best to make every aspect of the transaction smooth for his clients. 

Click Here To Visit Bob's Profile!


Read What A Client Has To Say About Bob!

"Just wanted to let you know how much we enjoyed our experience with you. We really loved Your team, they made everything fun and easy for us when we were looking for our home and the purchase of it. The service was great, there is nothing we would change. Every question we had was answered when asked and everything was done on time when we needed it. Thanks Bob for everything! We will be glad to tell all our family & friends about Barnum, Laurens & Associates."

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Charlie and Donna are not only great business partners, but they are married and have been living in Hampton Roads for 18 years! They dedicate their lives to helping families find their perfect house! The moving process can be very stressful and Charlie and Donna work their hardest to ensure a seamless process!

Click Here To Visit Charlie's Profile

Click Here To Visit Donna's Profile

Read What A Recent Client Has To Say About Charlie and Donna!

"Right from our first meeting I was immediately comfortable with Donna & Charlie. They took the time to explain the in's and out's of what the current market was for my home and what I could realistically expect to sell my house for. Donna & Charlie assisted me with contacting the appropriate

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Pamela Laurens always ensures her clients are happy and comfortable with the big decisions that come with Real Estate, whether it's buying or selling your home. 

CLICK HERE To Visit Pamela's Personal Profile!


One Of Pamela's Clients Says,

"Pamela is an amazing agent! She is very attentive and is very patient. She made it very easy to talk to her openly and honestly. She let us take our time and there was no pressure to make a quick decision or anything. We found exactly what we wanted and she made our dream a reality."


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Fannie Mae recently released their “What do consumers know about the Mortgage Qualification Criteria?” Study. The study revealed that Americans are misinformed about what is required to qualify for a mortgage when purchasing a home. Here are three takeaways:

  • 59% of Americans either don’t know (54%) or are misinformed (5%) about what FICO score is necessary
  • 86% of Americans either don’t know (59%) or are misinformed (25%) about what an appropriate Back End Debt-to-Income (DTI) ratios is
  • 76% of Americans either don’t know (40%) or are misinformed (36%) about the minimum down payment required

To help correct these misunderstandings, let’s take a look at the latest Ellie Mae Origination Insight Report, which focuses on recently closed

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It's a new year and for some, a new home is on their mind. Unfortunately, many consumers are fearful of the home buying process simply because of some common mortgage misconceptions. We're here to tell you the TRUTH about some things you may have heard. 

A recent study by Fannie Mae, What Do Consumers Know About The Mortgage Qualification Criteria?, revealed that many consumers are either unsure or misinformed regarding the minimum requirements necessary to obtain a mortgage. Let’s break down three such challenges.

Down Payment


Many renters have mentioned that the lack of an adequate down payment is preventing them from moving forward with the purchase of a home. According to the Fannie Maereport:

  • 40% of all renters don’t
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